HomeBid

🎯 Perfect Market Timing: UK Government Announces Homebuying Reform

October 6, 2025 - Government launches consultation to fix broken homebuying system, targeting 4-week faster transactions and halving failed sales. HomeBid's blockchain platform directly addresses ALL government requirements.

✓ Upfront information required ✓ Digital tools encouraged ✓ Binding contracts proposed
Read full government announcement →
Seed Round: £2M | Pre-Money Valuation: £8M

Transforming UK Property
From Chaos to Clarity

Blockchain-powered platform reducing property transactions from 160 days to 60 days while cutting 28.8% fall-through rates by 75%

Access Investor Data Room Download Pitch Deck Watch Platform Demo
💷
£379B
Total Market
⚠️
28.8%
Fall-Through Rate
💸
£8.6B
Annual Waste
⚡
60%
Time Reduction

The £8.6 Billion Problem

UK property transactions are broken. Every year, billions are lost to delays, failures, and inefficiency.

⏰
160 Days

Average Completion Time

Compare to 30 days in Netherlands, 47 in USA. UK buyers wait 5+ months in uncertainty.

💔
28.8%

Sales Fall Through

Nearly 1 in 3 property transactions collapse, costing buyers £2,727 each in wasted fees.

💸
£8.6B

Annual Economic Loss

Total waste from failed sales, delays, and inefficiency across the UK market.

Why Does This Happen?

Paper-Based Chaos

Documents scattered across solicitors, agents, buyers, and sellers with no central system.

Manual Everything

Every step requires phone calls, emails, and manual verification causing massive delays.

Zero Transparency

Buyers can't see property chains, can't track progress, and can't identify risks early.

Disconnected Systems

Land Registry, banks, solicitors, agents all use different incompatible systems.

The HomeBid Solution

Blockchain-powered platform with NFT property records that eliminates chaos and creates certainty

NFT Property Records: The Foundation

Every property transaction becomes a unique NFT on the blockchain - an immutable, transparent record that all parties can trust.

Immutable Transaction History
Every offer, every document, every milestone recorded forever
Verified Identity & Ownership
Instant KYC/AML checks with cryptographic proof
Smart Contract Automation
Searches, legal work, and completions happen automatically
Property NFT #847291 ACTIVE

42 Oak Lane, Manchester M14

Owner
0x7a9...3f4b
Value
£425,000
Transactions
7
Last Sale
2023

Example NFT property record with full blockchain history

⚡

62.5% Faster

Complete transactions in 60 days vs 160 days traditional process

🔒

75% Fewer Failures

Fall-through rate drops from 28.8% to just 7.2% with full transparency

💰

Lower Costs

Automation reduces legal fees and wasted costs on failed sales

£379 Billion Market Opportunity

The UK residential property market is ripe for blockchain disruption

TOTAL ADDRESSABLE MARKET
£379B
UK residential property transaction market
1.2M annual transactions × £315K avg price
SERVICEABLE ADDRESSABLE MARKET
£42B
Transaction fees and services we can capture
Legal, surveys, agent fees, insurance
SERVICEABLE OBTAINABLE MARKET
£4.2B
Realistic 10% market share in 5 years
120,000 annual transactions

Revenue Streams

Platform Transaction Fees (0.5%)

£1,750 per average £350K property sale

Primary revenue from every completed transaction

Smart Contract Services

£500 per transaction for automated legal processing

Conveyancing, searches, document management

Premium Services

Priority processing, enhanced analytics, instant completions

High-value transactions and time-sensitive deals

B2B Licensing

White-label solutions for banks and estate agents

Enterprise contracts with major institutions

5-Year Revenue Projection

Year 1
£2.4M
1,200 transactions
Year 2
£18M
9,000 transactions
Year 3
£67M
33,500 transactions
Year 4
£187M
93,500 transactions
Year 5
£342M
171,000 transactions

Enterprise-Grade Technology

Built on proven blockchain infrastructure with bank-level security

🔗

Blockchain Layer

Ethereum-compatible chain for maximum security and interoperability

  • • EVM-compatible smart contracts
  • • Layer 2 scaling (10,000+ TPS)
  • • Polygon integration
📜

Smart Contracts

Audited contracts automating entire transaction process

  • • Multiple security audits
  • • Escrow automation
  • • Regulatory compliance built-in
🎨

NFT Standard

ERC-721 property tokens with enhanced metadata

  • • Unique property identification
  • • Complete transaction history
  • • Transferable ownership proof
🔐

Security

Bank-grade encryption and multi-signature verification

  • • End-to-end encryption
  • • Multi-sig wallets
  • • KYC/AML integration

Strategic Integrations

HM Land Registry

Direct API integration for instant title verification and registration updates

Major UK Banks

Partnerships with Barclays, Lloyds, HSBC for seamless mortgage processing

Legal Network

50+ conveyancing firms integrated into the platform ecosystem

Leadership Team

Experienced founders with deep expertise in property, blockchain, and fintech

Rob Penman

Rob Penman

Founder & CEO

Pioneering blockchain property transactions for 7+ years. Rob founded HomeBid with a vision to revolutionize the UK property market through NFT technology and smart contracts. Expert in PropTech innovation, digital transformation, and creating scalable platforms that solve real-world problems in the £379B UK property sector.

Jack Holmes

Jack Holmes

Co-Founder & CTO

Blockchain architect and technical visionary behind HomeBid's NFT infrastructure. Jack brings deep expertise in smart contract development, cryptographic security, and building enterprise-grade blockchain solutions. Responsible for the technical architecture that enables instant property verification and automated transactions.

Advisory Board

Supported by industry veterans from leading property firms, blockchain companies, and financial institutions

Former UK Land Registry Director Bulge Bracket Bank head of Innovation Top 10 UK Estate Agency CEO Blockchain Security Expert

Financial Projections

Conservative growth model based on proven market adoption rates

SEED ROUND
£2M
Raising now
PRE-MONEY VALUATION
£8M
20% equity offered
POST-MONEY VALUATION
£10M
Diluted ownership

Use of Funds (£2M)

Platform Development & Security £800K (40%)
Go-To-Market & Sales £600K (30%)
Team Expansion £300K (15%)
Regulatory & Legal Compliance £300K (15%)

5-Year Financial Model

Metric Year 1 Year 2 Year 3 Year 4 Year 5
Revenue £2.4M £18M £67M £187M £342M
Gross Margin 45% 62% 73% 78% 82%
Gross Profit £1.1M £11.2M £48.9M £145.9M £280.4M
EBITDA -£1.2M -£0.8M £8.4M £42M £127M
EBITDA Margin -50% -4% 13% 22% 37%

The Property Journey: Traditional vs HomeBid

See how we cut 100 days from the process

Traditional Process

160 Days
Offer
Day 0-14
Searches
Day 14-60
Legal
Day 60-120
Exchange
Day 120-140
Complete
Day 160
❌ Manual Processes
Everything done by phone/email
❌ No Visibility
Can't see chain status
❌ High Failure Rate
28.8% collapse before completion

HomeBid Process (Blockchain-Powered)

60 Days
Offer + NFT
Day 0-5
Smart Searches
Day 5-20
Chain Sync
Day 20-45
Auto Exchange
Day 45-55
Complete
Day 60
✅ Automated Everything
Smart contracts handle steps
✅ Full Visibility
Real-time blockchain tracking
✅ 75% Less Failures
Only 7.2% fall through
100 Days Saved
That's 62.5% faster completion

Ready to Transform UK Property?

Join us in building the blockchain infrastructure for property transactions

£2M
Seed Round
£8M
Pre-Money Valuation
£342M
Year 5 Revenue Target
Access Investor Data Room

Full pitch deck, financial models, and platform demo available in data room